Every successful business owner needs trusted advisors. Your B.A.I.L. Team includes a Banker, Accountant, Insurance Broker, and Lawyer—each playing a vital role in helping you make smart decisions as you launch or grow your business.
Banker
Your banker can guide you on the right types of business bank accounts and introduce tools and services that simplify managing your company’s finances.
Presented by Joey Barnes – Fulton Bank
Accountant
Before you even form your business, an accountant can help you evaluate projected revenue and determine the most appropriate business structure. This decision directly affects how your business is taxed.
Presented by Chelsea Torres – SBDC
Insurance Broker
An insurance broker takes the time to understand your business model, daily operations, team structure, and sales approach. They assess potential risks and identify areas where your business could face liability—ensuring you’re properly protected.
Presented by COVA Insurance
Lawyer
A lawyer advises you on business activities and potential liabilities. They help you choose the right legal structure and provide guidance on essential contracts with clients, employees, and vendors.
Presented by Savvas Daginis – Davis, Burch, Abrams Law Firm
In partnership with the Virginia Department of Small Business and Supplier Diversity (SBSD).

